Economic Upliftment Project
Phase II – Credit Training Program
Dembwa Rural Centre

Following the successful completion of Module II Training and regular follow ups on the progress of Economic Upliftment Program for Women’s Group, the Second phase of this project - Credit Training Program was held on August 3rd – 6th, 2009.

Having completed Training on Leadership / Business Skills / Savings sessions, the Women were now introduced to Credit Training Module.

The course content was mainly on issues pertaining to loan, such as

1. Purpose of applying for loans 2. Requirements for consideration for loans 3. Amount of the loan applied for 4. Repayment of the loan 5. Accessing the three Cs: Capital, Character and Capacity. 6. Completing Loan Appraisal forms

Achievements • Baseline Data Collected (22 members) • Credit committee were elected. • The Group Bank Account has been opened. • Group members are saving regularly, hence the savings have increased. • The credit training Module was very well understood • Religious sessions on Khums and Fiqh Masails were conducted • Group members had come up with business ideas which they would like to implement.

Bilal Muslim Mission of Kenya would like to thank all those involved in this training programme.  Special thanks go to International Development & Relief Foundation (IDRF) for co-sponsoring this project.

October 2009